Archives for 2018

Portfolio Supervisor And Inventory Watchlist

The very best internet banks give a combo of higher rates of interest and excellent customer support. If the interest is low and getting in debt will not cause unnecessary stress, extra cash should be committed to a retirement account, offering priority toward maxing out the allowable income deferral to employer-sponsored pension plans , specially when employers match contributions. You need to be careful while trying to get a payday loan because there are a few poor people out there who particularly target people that have disabilities. Participating professions are the Canadian army community, engineers, firefighters, accountants, healthcare professionals and many more.

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Fidelity Investments

Remember that the government only represents about 30% of our pension income, the business enterprise retirement pension strategy provides another 30 percent30 % and many of us don’t possess one. Lifetime learning credit. Each of us includes a personal money blueprint currently ingrained inside our subconscious mind that may determine our financial existence. The state’s medical examiner pinned the loss of life on cardiac dysrhythmia ,” often called an irregular heartbeat. The apparent a single being that operating part-time will offer you that extra little bit of income you may want to keep you heading from May-September when you await that all-important education loan to come in. With the Budget 2020 approaching, the general insurance sector expects some alleviation for medical insurance industry that may help individuals to obtain additional insurance coverage.

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Fourth of July Reflections


17 Now the Lord is that Spirit: and where the Spirit of the Lord is, there is liberty.    2 Corinthians 3:17


As we look to celebrate this Fourth of July this week, we cannot help but be frustrated over the state of politics. And that state of politics has gone awry from the beliefs of those who were courageous enough to seek independence and knew what was important to maintain that independence – maintaining a dependence upon Jesus as Lord and Savior. Here are some of their thoughts.  It would be good for all of us to remember what our forefathers believed in and trusted in. 

 “The general principles on which the fathers achieved independence were the general principles of Christianity. I will avow that I then believed, and now believe, that those general principles of Christianity are as eternal and immutable as the existence and attributes of God.”       John Adams

 “Why is it that, next to the birthday of the Savior of the world, your most joyous and most venerated festival returns on this day [the Fourth of July]?” “Is it not that, in the chain of human events, the birthday of the nation is indissolubly linked with the birthday of the Savior? That it forms a leading event in the progress of the Gospel dispensation? Is it not that the Declaration of Independence first organized the social compact on the foundation of the Redeemer’s mission upon earth? That it laid the cornerstone of human government upon the first precepts of Christianity”?   John Quincy Adams

 “It is impossible to rightly govern the world without God and Bible.”     George Washington

 “What students would learn in American schools above all is the religion of Jesus Christ.”    George Washington

 “While we are zealously performing the duties of good citizens and soldiers, we certainly ought not to be inattentive to the higher duties of religion. To the distinguished character of Patriot, it should be our highest glory to add the more distinguished character of Christian.”     George Washington

 “It cannot be emphasized too strongly or too often that this great nation was founded, not by religionists, but by Christians; not on religions, but on the gospel of Jesus Christ.”   Patrick Henry

” The great, vital, and conservative element in our system is the belief of our people in the pure doctrines and the divine truths of the Gospel of Jesus Christ.”   Congress, 1854

 “I do not believe that the Constitution was the offspring of inspiration, but I am as satisfied that it is as much the work of a Divine Providence as any of the miracles recorded in the Old and New Testament.”  Benjamin Rush

©2018 Charles A. Kalkomey

July 4, 2018

University Of Phoenix, Massive System Action Lawsuit 2018 2019

Paying off personal debt is a mammoth job no matter their terms. That is why some individuals rather try their good fortune with online loans. Although I pick and purchase stocks of good businesses myself, I also spend some of my profit Mutual Funds, and general in my previous years experience there is definitely nothing I’ve found to regret about my investment strategy. So long as the applicant suits into that condition, a $50,000 personal mortgage could be granted to a poor credit borrower. for an introductory give), you can cancel them once a month as you wish. With the house Market Rule something of days gone by, AT&T suggests this move will simply be the end of the iceberg for Sprint , as the carrier may today essentially piggyback on the investments of various other providers.

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Casino craps

The goal of this online game is always bet about the results for the dice, which you since the present shooter roll. Any payouts outs are created in accordance with the amount of the amount of any die should the move stops. Get started with a game, everyone because shot get an original emerge move, the following you need to have a Excrete Wire or even Usually do not Distribute Watering hole wager in advance of moving the actual dice. In accordance with final decision to do this early guess, you should make an effort to roll exact results as a way to win. When you organize some 7 or even an 11 in the original rotate it is an an automatic be successful with, booked a Natural. Should you heave casino craps 2, 3 as well as 12 it is semi-automatic or fully automatic loss. If however you will heave everything else aside from 7, 11 or simply casino craps then you produce Point. The card dealer might amount the point variety through placing a puck which consists of bright face up on it. It indicates you are now gaming with the quantity you may folded (The Pass) into the future in place over again just before some sort of 7 is rolled. In the event that it is doing, everyone win.

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Don’t Fly Blind

5 Trust in the Lord with all thine heart; and lean not unto thine own understanding. 6 In all thy ways acknowledge him, and he shall direct thy paths.  Proverbs 3:5-6


A pilot was taking a trip in his small airplane one day. Suddenly, the weather around him changed. The clouds engulfed him. He couldn’t see where he was, or where the ground was. The storm that was brewing created some interference, and not all of the gauges in front of him were working. Soon he realized he was flying blind.

At least his radio still worked. He called out on that radio for anyone who was listening. An air traffic controller heard the call and responded. He could see the pilot’s aircraft on his radar screen.

The air traffic controller was able to direct the pilot to the airport. He could tell the pilot which way to turn and when to turn. He was able to tell the pilot whether he needed to gain altitude in the aircraft or begin to descend. Using the radio, the air traffic controller was able to guide the pilot through that storm and to a safe landing.

During all of this, the pilot had a choice to make. Was he going to try to land that aircraft by himself? Or was he going to trust the person on the other end of his radio? He couldn’t see that person. He didn’t know that person. But if he was going to safely land that airplane, he had to put his trust in someone he couldn’t see or didn’t know.

At some point we all go through life that way. We are flying along doing our own thing, and then something goes wrong. And when that happens, we desperately reach out for someone to help us. We search for someone we can trust. And it may not be someone we can see, or we even know.

Until we allow Jesus to come into our lives, we don’t know Him. We certainly can’t see Him face to face. Yet Jesus is the only One who can direct us safely through this life by directing us to the Father. He is the One who knows which way we are to turn.

But we must learn to trust Him. Not only when things are not going the right way, but trust Him always and in all things. We can’t see Him, but if we look, everything around us shows us His hands at work in everything. We may not know Him at first, but He knows us, and He wants us to know Him more than we realize.

We must make that choice to accept Jesus as Lord and Savior. We must learn to trust Him to show us the way we are to go. Until we do, we are flying blind in this life.

The storms will continue to come. Even after we accept Jesus in our hearts, we sometimes still think we know the right way. But when we continue to put our trust in God’s promises, God’s Word, and God’s love, He will guide us safely through those storms. We may not be able to see everything around us, and those “clouds” may be gathering around us, but with God, we aren’t flying blind.


©2018  Charles A. Kalkomey

March 11, 2018

JUST HOW Perform People In NJ Pay out Their Debts IF INDEED THEY Don’t Have Money

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Got Your “Shot” of Jesus?

6 Jesus saith unto him, I am the way, the truth, and the life: no man cometh unto the Father, but by me.   John 14:6
Inoculation refers to the intentional introduction of a small portion of a form of an infectious disease into a person with the purpose of causing the body to produce antibodies to fight the disease. The concept is to cause the body to develop an immunity to the actual virus.

The process is thought to have started in China during the 10th century to fight small pox. The need to fight that disease continued as it spread across the world as man spread across the continents. The first recorded use of the practice in America was in 1721, when a prominent Boston minister finally convinced a physician to inoculate his two sons.

The practice continues today as we are all urged to get flu shots. A yellow fever vaccine is needed if you travel to Africa. There are meningitis vaccines and a vaccine for pneumonia. Polio has been eliminated through the polio vaccine, which some of us received in a sugar cube.

What we are missing is an inoculation from the evil of the world. But it’s not really missing, we just don’t let it work.
Jesus is that inoculation. Jesus is our vaccine against the evil. We let Jesus come into our lives and we begin to build some resistance, “antibodies” against the enemy; against Satan. But then something happens.
Why does the small pox vaccine work? Why does the polio vaccine work? It’s because our bodies were designed by the Maker. He made it possible for our bodies to build those necessary antibodies without us doing anything. It’s all programed into our DNA.

But many people get that “inoculation” of Jesus, of the truth, and it doesn’t do what it is supposed to do. The world around us appeals to our flesh, to our senses, to our eyes and ears, and we don’t allow for God’s Word to grow in us, to reveal the truth to us, to keep us on the right path. We become “weak” in fighting evil, we give in to the temptations of life, and we become spiritually dead.

Sometimes, something else happens. We get inoculated with Jesus and we catch the disease of religion. We develop a closed heart and mind as to what it means to develop a personal relationship with God, and we don’t ever find God’s plan for our lives.

Jesus is the way, the truth, and the life. Each of our lives depend on us repenting of our sins, turning away from the past, and turning to what God wants us to do. But we can’t do any of those by ourselves. We need Jesus. He must be Lord and Savior to us. We must trust in Him and turn our lives over to Him.

Without those vaccines, we are in danger of becoming ill and dying. Without Jesus, we are dead. Forever. For eternity. Have you received your “shot” of Jesus in your life?

2018 Charles A. Kalkomey
March 4, 2018

Speaking spanish Blackjack

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A Very Present Help

1 God is our refuge and strength, a very present help in trouble.  Psalm 46:1

We spend much of our time planning for the future. We are always thinking about what we need to do now to be ready for tomorrow.

Now, there is nothing wrong with planning. Some people are just obsessed with it. They go through each day as if they had to make plans for themselves and their family for the next 50 years! Such questions haunt them. “How much money do I need to live on when I get old? What do I have to put away for college for the children? What do I have to do to make sure the boss notices how hard I work?” When do I need to think about looking for another job so I can move up the ladder quicker? What do I need to do to impress that girl over in the accounting department?”

Notice in all of those questions the emphasis is on “what I have to do” or “what do I need to have.” It’s as if everything depended on each of us to control the outcome we desire.

Then something happens, and we soon realize we are not in charge. We get hit with the reality of just how little we actually control. The outcomes of life are not simply all in our hands.

Just ask 17 families in south Florida. That college fund is not important any more. What type of car they drive is no longer a priority. Where they will spend spring break no longer matters.

An act of evil that is beyond comprehension, beyond understanding suddenly changed the course of life for those families. They had a son or a daughter, a brother or a sister, a friend, that was suddenly taken away from them. No one can plan for a day when a loved one goes off to high school, never to walk through the front door of their home again. And what makes it even more unbearable? It seems as if it could have been prevented by the authorities a month earlier.

Life is not about what “I” can do or make happen. Life is about being a part of what God wants to do in each person’s life. When life is turned upside down, we need a place of refuge.

A refuge is a place of safety; a place we can trust. Strength allows for one to stand firm. God is that only true place of safety. He alone gives us the strength to hold on; to keep going. And God has been tried many times, but He has proven to be always present in times of trouble and tribulation.

The lives of many people changed in an instant last week. A person can question and wonder where God was in all of this horror. A person can ask God why He didn’t stop this from happening. That question we cannot answer. But be assured God was there in the middle of it all. He didn’t flee from those students and teachers. He was that present help in time of trouble. And He continues to be that present help for those who are left to mourn and grieve; for those who continue to ask why; for those who are struggling to move forward.

Remember, as we plan for tomorrow, we are not promised a tomorrow. But we are promised that if we will seek Him, if we will have a relationship with Him, He will not abandon us.. He is the refuge and the strength that gets us through each day. He is always present. Will you let Him be your very present help in times of trouble?

©2018  Charles A. Kalkomey

February 18, 2018